Georgia (GA) Lawsuit Loans

Updated on 8/7/2021

This article helps plaintiffs and attorneys alike learn more about lawsuit loans and alternatives in Georgia. Below you will find the following information:

Lawsuit loan alternatives in Georgia

Lawsuit loans are expensive. Plaintiffs in Georgia should exhaust all other options before seeking legal funding. Check out the local resources below for some ideas:

  • Georgia Utility Assistance Programs – find more information on energy assistance programs that can help pay your utility bills. You may also qualify for weatherization services that complete needed home repairs to make your residence more energy-efficient.
  • Georgia Rent Payment Assistance – available for certain applicants receiving unemployment benefits or have experienced a financial hardship or reduction in income. You must be under direct threat of homelessness due to the inability to pay your rent or utilities to qualify.
  • Georgia Food Bank Association – find your local food bank to get access to food at no cost. There are no eligibility requirements for this program.
  • Section 8 / Low Income Housing Program – get more information on how the Housing Choice Voucher Program can help you secure safe and affordable housing or offer a voucher for rental assistance in a participating residence of your choice.

Lawsuit funding laws, regulation and relevant ethics opinions in Georgia

Common law in GA holds that lawsuit lending agreements are not technically loans because they are non-recourse (repayment is contingent upon the success of the case). The Georgia Rules of Professional Conduct do not address the topic of lawsuit lending agreements. Nearly all lawsuit cash advance companies provide funding to residents of GA.

Legal funding case law in Georgia

In Cherokee Funding v. Ruth Georgia courts found that legal funding is not subject to the Georgia Industrial Loan Act, or the Payday Lending Act due to the fact that the advances are non-recourse. A subsequent case Davis v. Oasis Legal Fin. Operating Co. upheld this precedent.
Source: Cherokee Funding v. Ruth

Can a lawyer lend money to a client in Georgia?

In Georgia, a lawyer can advance the costs of litigation, or in some cases pay for the costs of litigation. However, a lawyer cannot help clients with living expenses.
Source: Georgia Rules of Professional Conduct 1.8(e)

Can attorneys help clients receive lawsuit loans in Georgia?

Attorneys may not guarantee loans to clients. Standard funding agreements to not require this.
Source: Georgia Rules of Professional Conduct 1.8(e)

Lawsuit loan companies serving Georgia

Recommended lawsuit loan companies funding Georgia residents

US Claims Logo

US Claims offers some of the lowest, non-compounding rates in the industry. Many companies claim to offer “the lowest rates in the industry” – we recommend comparing them against an offer from US Claims. to see for yourself.

View US Claims’ profile

Thrivest Link Legal Funding Logo

Thrivest Link Legal Funding offers fair terms with a fast, efficient funding process. Many companies claim to offer same-day or 24-hour lawsuit loans but Thrivest Link Legal Funding often actually makes it happen.

View Thrivest Link Legal Funding’s profile

Lawsuit loan companies located in Georgia

Other pre-settlement lawsuit loan companies serving Georgia residents