California (CA) Lawsuit Loans

Updated on 7/27/2021

This article helps plaintiffs and attorneys alike learn more about lawsuit loans and alternatives in California. Below you will find the following information:

Lawsuit loan alternatives in California

Lawsuit loans are expensive. In addition to budgeting, plaintiffs in California should exhaust all alternative funding options before seeking legal funding. See below for a list of organizations and resources that can help residents of California pay for living expenses such as rent, utilities, and food while they wait for their case to settle.

  • CalFresh Supplemental Nutrition Assistance Program – California’s version of SNAP. CalFresh helps low-income families supplement the cost of healthier food options. Benefit amounts depend on income and household size. 
  • Housing Help (Rent Relief, etc.) – California residents can use this website to find various options for rent relief and guidance on eviction protections. Qualifications vary by program.
  • Find a Local Food Bank in CA – use this website to find food banks near you in California. You may be required to verify residency to use this service.
  • CA SSDI and SSI – injured plaintiffs residing in California may qualify for SSDI or SSI if their injury has left them unable to work for the next twelve months or more. You must have worked for long enough and recently enough to the time of your injury to qualify.
  • California CalWORKs (Temporary Cash Assistance) – this program offers cash assistance to families with children. If the principal earner in your household is unable to work, you might qualify for this assistance.

Lawsuit funding laws, regulation and relevant ethics opinions in California

California does not have laws regulating consumer lawsuit loans. Per common law, California does allow third-party legal funding. The CA bar indicates that lawyers may assist their clients with these transactions. It is likely that all lawsuit lending companies have the ability to service CA plaintiffs.

Can a lawyer lend money to a client in California?

The California Bar does not allow attorneys to lend to their clients for personal or business expenses.
Source: California Rules of Professional Conduct Rule 4-210 Payment of Personal or Business Expenses Incurred by or for a Client

Can attorneys help clients receive lawsuit loans in California?

Though lawyers may not make or guarantee loans for living expenses on behalf of their clients, pre-settlement funding contracts don’t require an attorney guarantee, this is not an issue for funding in the state.
Source: Formal Opinion No. 2020-204

Lawsuit loan companies serving California

Recommended lawsuit loan companies funding California residents

US Claims Logo

US Claims offers some of the lowest, non-compounding rates in the industry. Many companies claim to offer “the lowest rates in the industry” – we recommend comparing them against an offer from US Claims. to see for yourself.

View US Claims’ profile

Thrivest Link Legal Funding Logo

Thrivest Link Legal Funding offers fair terms with a fast, efficient funding process. Many companies claim to offer same-day or 24-hour lawsuit loans but Thrivest Link Legal Funding often actually makes it happen.

View Thrivest Link Legal Funding’s profile

Lawsuit loan companies located in California

Other pre-settlement lawsuit loan companies serving California residents