Updated on 12/7/2023
This article helps plaintiffs and attorneys alike learn more about lawsuit loans and alternatives in Utah. Below you will find the following information:
Lawsuit loan companies serving Utah
Below you will find a list of companies that provide funding in Utah. We highlight lawsuit loan companies we recommend, as well as local and regional funding companies where applicable.
Recommended lawsuit loan companies funding Utah residents
We recommend the following companies for plaintiffs residing in Utah.
Our pick for low rate lawsuit loans

USClaims offers some of the lowest, non-compounding rates in the industry. Many companies claim to offer “the lowest rates in the industry” – we recommend comparing them against an offer from USClaims to see for yourself.
Our pick for fast lawsuit settlement loans

Thrivest Link Legal Funding offers reasonable funding terms often with simple, non-compounding rates. Their expert underwriting allows them to fund larger sums than many of their competitors. They frequently approve claims for funding within 24 hours.
Highly rated by consumers

Capital Now Funding is a Kentucky-based settlement advance company founded in 2015. They claim to offer a 45% fixed fee model with no interest. This could be advantageous for claimants expecting a lengthy legal claim.
Lawsuit loan companies located in Utah
Compare Lawsuit Loans does not currently cover any local lawsuit lending companies in Utah. Local funding companies interested in being included on this page may contact us at [email protected].
Regional pre-settlement funding companies that serve Utah residents
- Nova Legal Funding – Nova Legal Funding is a direct funder and broker of lawsuit loans based in Los Angeles. They claim to have provided more than $70 million of pre-settlement funding to plaintiffs.
Other pre-settlement lawsuit loan companies serving Utah residents
- 5 Star Legal Funding – 5 Star Legal Funding is based in New York and was founded in 2006. They advertise simple, non-compounding rates and capped repayment terms.
- Baker Street Funding – Baker Street Funding is a relatively new personal injury case funding company based in New York. Despite the company’s age, they are growing very quickly. They claim to provide rates between 1.5% and 3.4%, compounding monthly.
- Bridgeway Legal Funding – Bridgeway Legal Funding offers reasonable rates and fast processing of workers’ compensation lawsuit loans. Workers’ compensation funding is typically only available in states in which an attorney controls the settlement proceeds.
- Cherokee Funding – Georgia-based Cherokee Funding provides pre-settlement and post-settlement plaintiff and attorney funding. They claim to fund almost all types of legal cases, so long as there is solid liability, damages, and a defendant with the ability to pay.
- Client Legal Funding – Florida-based Client Legal Funding was founded in 2011. They offer pre-settlement funding, post-settlement funding, medical funding, and attorney funding services.
- Golden Pear Funding – Golden Pear Funding is one of the largest lawsuit funding companies in the US. They are primarily focused on funding plaintiffs residing in New York. Since 2008, they have extended more than $600 million in funding.
- Mustang Litigation Funding – Mustang Litigation Funding is a relatively new but quickly growing lawsuit funding company based in Minnesota. They have provided more than $50 million in funds to plaintiffs and attorneys since 2018.
- Oasis Financial – Oasis Financial is one of the largest pre-settlement lawsuit loan companies in the United States. Oasis Financial has provided funding to more than 250,000 plaintiffs since 2003.
- Preferred Capital Funding – Preferred Capital Funding claims to be the first pre-settlement funding provider in the US. They receive most of their business directly from referring attorneys.
- Signal Funding – Florida-based Signal Funding claims to provide $500 to $500,000 in pre-settlement funding with same-day service. They provide funding to injured plaintiffs nationwide. Signal Funding has solid reviews on Google but a less impressive reputation on Yelp.
- Triumph Legal Funding – New Jersey’s Triumph Legal Funding offers competitive rates and fast, friendly service. Triumph favors rolling contracts with pre-approved monthly funding amounts to help clients budget and offer peace of mind throughout the course of their lawsuit.
Lawsuit funding laws, regulation, and relevant ethics opinions in Utah
Utah regulates pre-settlement lawsuit loans in the state but does not impose a maximum interest rate. The Utah State Bar has issued an ethics opinion for attorneys, allowing them to assist their clients with obtaining a loan from a third-party. However, lawyers are not allowed to lend directly to their clients for living expenses. Many pre-settlement cash advance companies are registered in and service the state of Utah.
Laws regarding lawsuit loans in Utah
Utah’s Maintenance Funding Practices Act regulates lawsuit loans in the state. The law requires pre-settlement funding companies to register in the state. The statute further requires funding contracts to contain certain disclosures, a payment schedule and a right of rescission. Lawsuit funding contracts that give the funding company a percent stake in the recovery from the claim are prohibited.
Source: Maintenance Funding Practices Act
Can a lawyer lend money to a client in Utah?
While representing a client, an attorney cannot cover any living expenses for clients. The attorney can however advance the cost related expenses for the client, as stated in the Utah Rules of professional conduct.
Source: Utah Rules of Professional Conduct Rule 1.8(e)
Can attorneys help clients receive lawsuit loans in Utah?
In Utah attorneys can ethically help clients get pre-settlement loan, so long as the attorney is the obligor and not the client.
Source: Utah State Bar Ethics Advisory Opinion Committee Opinion No. 02-01
Lawsuit loan alternatives in Utah
Lawsuit loans are expensive. Plaintiffs in Utah should exhaust all other options before seeking legal funding. Check out the local resources below for some ideas:
- Utah Housing Coalition (Rent Payment Assistance, Help With Utilities, etc.) – the Utah Housing Coalition provides comprehensive resources for Texans in need, including assistance with rent payment, placement into low-income housing, and help with the cost of energy bills and other utilities.
- Community Services Block Grant – the Community Services Block Grant is a funding opportunity that allows the Utah government to allocate government funds to priority resources dedicated to fighting poverty.
- Utah SNAP (Food Stamps) – Utah’s Supplemental Nutrition Assistance Program allows those who meet income and resource eligibility a monthly stipend to put toward food purchases.
- TANF Family Housing Program Grant – Temporary Assistance for Needy Families (TANF) grant offers funding for those who require additional help to sustain a family.