Updated on 12/28/2022
This article helps plaintiffs and attorneys alike learn more about lawsuit loans and alternatives in Arizona. Below you will find the following information:
Lawsuit loan companies serving Arizona
Below you will find a list of companies that provide funding in Arizona. We highlight lawsuit loan companies we recommend, as well as local and regional funding companies where applicable.
Recommended lawsuit loan companies funding Arizona residents
We recommend the following companies for plaintiffs residing in Arizona.
Our pick for low rate lawsuit loans

USClaims offers some of the lowest, non-compounding rates in the industry. Many companies claim to offer “the lowest rates in the industry” – we recommend comparing them against an offer from USClaims to see for yourself.
Highly rated by consumers

Capital Now Funding is a Kentucky-based settlement advance company founded in 2015. They claim to offer a 45% fixed fee model with no interest. This could be advantageous for claimants expecting a lengthy legal claim.
Lawsuit loan companies located in Arizona
Compare Lawsuit Loans does not currently cover any local lawsuit lending companies in Arizona. Local funding companies interested in being included on this page may contact us at [email protected].
Regional pre-settlement funding companies that serve Arizona residents
Compare Lawsuit Loans does not currently cover any regional companies serving Arizona at this time. Regional funding companies interested in being included on this page may contact us at [email protected].
Other pre-settlement lawsuit loan companies serving Arizona residents
- Ally Lawsuit Loans – Ally Lawsuit Loans is affiliated with or closely related to Nova Legal Funding. They claim to be located in Houston, Texas.
- Baker Street Funding – Baker Street Funding is a relatively new personal injury case funding company based in New York. Despite the company’s age, they are growing very quickly. They claim to provide rates between 1.5% and 3.4%, compounding monthly.
- Bridgeway Legal Funding – Bridgeway Legal Funding offers reasonable rates and fast processing of workers’ compensation lawsuit loans. Workers’ compensation funding is typically only available in states in which an attorney controls the settlement proceeds.
- Case Cash Funding – Case Cash Funding is a New York lawsuit lending company that claims to provide advances at 2.99%, compounded monthly with a $100 processing fee and a delivery fee ranging from $0 to $99.
- Cherokee Funding – Georgia-based Cherokee Funding provides pre-settlement and post-settlement plaintiff and attorney funding. They claim to fund almost all types of legal cases, so long as there is solid liability, damages, and a defendant with the ability to pay.
- Glofin Funding – Founded in 2002, Glofin Funding is one of the longest-standing providers of personal injury funding in the United States. They serve plaintiffs nationwide with a few exceptions.
- Golden Pear Funding – Golden Pear Funding is one of the largest lawsuit funding companies in the US. They are primarily focused on funding plaintiffs residing in New York. Since 2008, they have extended more than $600 million in funding.
- Liberty Settlement Funding – Liberty Settlement Funding is a Florida-based lawsuit settlement funding company serving plaintiffs nationwide.
- Mustang Litigation Funding – Mustang Litigation Funding is a relatively new but quickly growing lawsuit funding company based in Minnesota. They have provided more than $50 million in funds to plaintiffs and attorneys since 2018.
- Oasis Financial – Oasis Financial is one of the largest pre-settlement lawsuit loan companies in the United States. Oasis Financial has provided funding to more than 250,000 plaintiffs since 2003.
- Pegasus Legal Capital – Pegasus Legal Capital provides non-recourse lawsuit settlement funding to plaintiffs nationwide. They claim to provide approvals within four to six hours from receiving documentation from your law office.
- Preferred Capital Funding – Preferred Capital Funding claims to be the first pre-settlement funding provider in the US. They receive most of their business directly from referring attorneys.
- The Legal Funding Group – Based in Savannah, Georgia, The Legal Funding Group provides lawsuit cash advances nationwide. On their website, they quote a rate of 36% every six months.
- Triumph Legal Funding – New Jersey’s Triumph Legal Funding offers competitive rates and fast, friendly service. Triumph favors rolling contracts with pre-approved monthly funding amounts to help clients budget and offer peace of mind throughout the course of their lawsuit.
Lawsuit funding laws, regulation, and relevant ethics opinions in Arizona
Though proposed in the past, there are no statutes governing lawsuit funding agreements in Arizona. Legal precedent for the enforceability of these contracts is questionable. Arizona courts have struck down specific lawsuit lending contracts in the past. The AZ Bar allows lawyers to assist clients in obtaining loans from personal injury loan services with certain limitations.
Laws regarding lawsuit loans in Arizona
Arizona’s senate sought to regulate consumer lawsuit loans and cap the annual rate of interest for a lawsuit loan at 36%. The bill AZ SB 1403 (2015) was proposed but did not pass and become law. There are no statutes directly relating to lawsuit loans in Arizona.
Source: AZ SB1403 (2015)
Legal funding case law in Arizona
In Rick and Joyce Lingel v. Michael and Patricia Oblin, the court decided that the funding contract was unenforceable. However, the court stopped short of indicating that lawsuit loan contracts are unenforceable or illegal so long as they do not grant the lawsuit loan company a right or ability to direct the litigation.
Source: Rick and Joyce Lingel v. Michael and Patricia Oblin
Can a lawyer lend money to a client in Arizona?
In Arizona, an attorney cannot help a client cover living or medical expenses. However, a lawyer can help a client by advancing the costs of litigation. In cases where the client is indigent, the attorney can cover the costs of litigation completely.
Source: Ariz. R. Sup. Ct. ER 1.8
Can attorneys help clients receive lawsuit loans in Arizona?
Arizona State Bar’s ethics opinion regarding personal injury lawsuit loans indicates that lawyers may assist clients in obtaining pre-settlement funding with certain limitations. The lawyer may not have any financial interest in the loan service, may not guarantee repayment of the loan, and must maintain client confidentiality.
Source: Arizona State Bar Ethics Opinion 91-22: Financial Assistance to Client
Lawsuit loan alternatives in Arizona
Lawsuit loans are expensive. Plaintiffs in Arizona should exhaust all other options before seeking legal funding. Check out the local resources below for some ideas:
- Utility Assistance – LIHEAP is a federally funded program administered by Arizona that helps residents with utility costs. There is an income threshold to qualify.
- Short-Term Crisis Services – STCS provides emergency cash assistance for rental payments, mortgage payments, and utilities. Arizona residents may qualify if they have a child under the age of 18 and income less than 125% of the Federal Poverty Guidelines.
- Arizona Food Bank Network – Website that helps Arizona residents find nearby food banks. Only requires proof of residency.
- Arizona Public Housing Authority – Section 8 – Arizona residents may seek low-cost housing through the Housing Choice Voucher System or Project-Based Rental Assistance (public housing). Income requirements apply. Contact the Arizona Department of Housing at (602) 771-1000 for more details.